Home loan interest rate LIC HFL

LIC Housing Finance Limited (LICHFL)

LIC Housing Finance (LICFL) offers several home loan options to the salaried and self-employed.

LIC home loan interest rates start from 6.66%* as per the Cibil score of borrower and loan amount which has been decided, this is one of the best home loan rates in India. The amount offered under LIC housing loan starts from 5 lakhs to 10 crore.

You rate of interest will be increased if you will apply above rs. 50lakhs. It can be go UpTo 6.75%* if you are taking home loan with LIC HFL.

The interest rate at which you will get LIC Home Loan depends on your credit profile, which

Includes your credit score and repayment capacity. The company provides home loan facility to new home buyers, house builders and plot buyers. LIC HFL also provides interest subvention to women home loan borrowers.

Frequently Asked Questions

Is LIC HFL reducing interest rates?

Mortgage financier LIC Housing Finance on Friday said it has reduced its interest rates to 6.66 per cent for home loans up to Rs 50 lakhs. The revised rates, valid till August 31, 2021, will be offered to new salaried individuals, a release said.

Is LIC home loan Fixed or floating?

LIC Housing Finance is the second biggest home finance company in India, is giving offer to borrowers to convert their fixed rate loans into floating rate loans at the end of five years.

Is LIC good option for home loan?

LIC Housing Finance offers a minimum EMI of Rs 662 on home loan for 30 years as compared to Rs 669 for 30 years as compared to other banks. The average customer rating for LIC Housing Finance is currently 3.9/5.0 which makes it a good option for availing home loans.

What is LIC HFL processing fee?

Processing fee on LIC Housing Finance housing loan is up to 0.25%, minimum ₹10,000, maximum ₹11,800. Current LIC Housing Finance home loan interest rates start from June 2022 at 6.95% p.a. For a maximum tenure of 30 years.

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